Dear Tim and Julie,

During this month of gratitude I want to say –  thank you for your coaching and leadership and the impact it has had on my life and those around me. I want to share with you a personal story how I am now able to give back…….

Because of your coaching, I have been able to successfully shift in my business to a business that is thriving in this market. I am now of greater value to my clients and those in my community. Repeatedly, as I sit at kitchen tables, guiding families through the foreclosure process or working out a loan modification package or a short sale. I know that I  am offering hope  at a time when it seems hopeless, I see and feel the stress and fear lift from the room as I show homeowners how to take back control and develop a plan of  action to meet survive  this confusing unpredictable housing market.

It is because of my business success in this difficult market, I am able to extend myself out to a larger circle in my community.

Tim, for several years, I have been a sideline supporter of the Foster Children’s Foundation, an organization that I feel great passion to support.  However this year, thanks to your coaching, I was able to make the commitment to be involved in the Tomorrow Matters Program (TMP).

You see Tim and Julie, the Tomorrow Matters Program meets every Saturday….for most of the day. In the past I have avoided making the commitment because Saturdays are “Real Estate holy days of business”. With your coaching I knew I had “strong spokes” in my business wheel and moreover, I was not dependent on a random buyer sign call on a Saturday afternoon to be successful and secure in my business.

The freedom of having my Saturdays open and to be apart of Tomorrow Matters has been gift to myself beyond words. My sense of balance and wellness has improved. I wake each day with passion to give back…..to myself and those I am in contact with.  I build my business not to fill my pocket with commission checks but as a means to increase my opportunities to give back to my community. I understand that being wealthy or successful is not something that you hide under a rock or flash in others face but is a powerful tool to help lift others to their highest.

Tim, this past Saturday was graduation day in the fall Tomorrow Matters Program. As we said our good-byes and congratulated the kids on their success, I asked what must be the mother of all dumb questions….

I asked (Paul) a young man in the program (Paul is 17 and will soon be too old to participate in the program) ……”What do you want for Christmas?”

At the time it seemed like a simple harmless question…. one of those space filler questions we all ask this time of year.

However the foolishness of the question was pointed out by his reply…..

“Dude I get what DFCS gives me.. and maybe I’ll get lucky the year”.

Dumfounded and thrown back by his honest answer, what I failed to realize was that (Paul) gets what (Paul) gets and like everything else in his world, he has little to no control over it. You see all around the county in churches and offices people with warm and loving hearts are making donations to Boys age 5, or 9, 12, or Teen Girl or Child age 3 - 7 and from that pile  DFCS picks the most age appropriate gifts. Those gifts are then sent to the childrens foster family or group home so that Christmas morning can be as normal as possible. Paul is 17 and has no foster  family support, placement / adoption of 17 years old boys is extremely rare. He is living in a Children’s Shelter and  by default, he will a last kid on the list of kids to receive gifts from the smallest pile of adult teen gifts. In other words, “Paul will get whatever DFCS gives him”

Tim and Julie, being trained by the best to handle any objection I tried to recover by asking that one more question question…..
“If you had to buy yourself a Christmas gift, there was no limit on price, and it had to be something fun what would you buy?”

Paul took less then a minute to reply, (I learned then that 17 year old boys do have a Christmas Wish List),

” I would like to replace my acoustic guitar. It was that was stolen from me at my last group home, and playing guitar is the only thing that I am really good at.”

Tim, Julie I need an acoustic, steel string, mid+ level guitar for a 17-year-old boy to break the mindset of a kid who is growing up thinking all he will ever get in life is what is left in the pile.  Tim, Julie more then once I have heard you talk about the law of attraction and mindset are strong forces in the universe.  Whom do you know that can help me make this happen? I need my HREU family to help me change this kid’s world.

How can we make this happen?

Tim and Julie, With Gratitude THANK YOU your’ coaching and leadership have not only affected my life but the lives of my clients their families and the lives of Children Living in Foster Care.

Thank-You and Happy Holidays,

Eric Reid

Renaissance Realty Group

175 Langley Drive C4

Update: Paul WILL be getting his guitar for Christmas….

==========================

“found a guitar….might need a little work…..send me your address and we will ship it. Comes with a stand and a cover…….from; Tim and Julie”

HREU is sending Eric (and Paul) and guitar. Paul will have a great Christmas afterall! Please consider donating gifts to your local DFCS. Remember, the older kids usually get little to no gifts for Christmas.

……….Its not too late for you to submit your HREU December To Remember contest submission…Read HERE about the contest.

Tim,

I visited with a client just before Thanksgiving who told me he could not afford his home due to a downturn in his restaurant business. He stated that he was contacted by a company that would charge him about $2,000 to modify his loan with no guarantee.

I explained to him that I had learned about modifications from an online university and that he should try to contact the servicer directly as they may workout the loan.

I gave him a brief strategy of what documents to to have ready, who to contact and how to tell his story.

He got started right away and it turns out he is eligible for a term extension or rate reduction.

When I met with him on 12/2/08 he was very happy and relieved that the lender was willing to work with him.

The Holidays are going to be much better for him and his family.

While I did not make a paycheck here and did not expect to. I was very suprised when he gave me two buyer referrals one of which is pre-qualified and my wife will be showing homes to next Monday.

Ray Levy

Lake County Home Pros

Mount Dora, FL

Send your submission to CoachTimHarris@gmail.com. Every Friday Julie and I will select the winner…and the winner will get a FREE Digital Video Camera!

Dear Tim and Julie,

I invested in the Agent REO Secrets coaching program about 3 months ago. In that time we have experienced great changes in our business and lives…

At the time I enrolled, I was barely getting by. My husband and I have been going through big changes in our lives. My husband has retired and I was doing Real Estate part time.

I invested money we really didn’t have into your program.  and a better future for the 3 children we adopted in November.
In November we adopted 3 children. We needed  ways to support a family now instead of just my husband and myself.

I used the list of REO/ Asset manager companies that is included in the coaching program. And, this is what has happened…..
.
I have recently received 2 REO listings! I have been able to help many homeowners keep their homes. I have also gained many referrals for short sales and even out of state clients
moving to my area for business. I work between 45 to 60 BPO’s a week and do the Home Retention Counseling on the weekend.

I have given your website out to Realtor friends in the state of Washington. In fact I have gone out on some home retention appointments to find the owner is actually a Realtor! So to help them get back on track I have emailed them your website and BPO companies to work with. I am sure it will help them as well.

I like being able to keep my evenings free for the children and I to have together.

Thank you and I am sure of my career improving because of your help.

Terri in Avondale, Arizona

Dear Tim and Julie,

I was invited to listen in to a free Short Sale teleconference via an email.

At the time,  I had a listing I could NOT sell. I knew that a short sale would be the perfect solution for the homeowners…. so I joined the Agent Short Sale Secrets coaching program.  I was ENTIRELY ready to proceed with a short sale after learning exactly HOW they are done.  Got it closed about 3 months later at 1.1 million and have listened to many of the calls and other agents and their great experiences with short sales and REO’s.

Went to my broker’s home for her hubby’s 60th birthday party and met a couple people that had wanted to join her company.  We sat and began talking and now one of the people I spoke to is also an HREU student!

We will help a lot of desperate homeowners by doing short sales for them.  Tim and Julie are ABSOLUTELY right about how to do them. It sure does help knowing what you’re doing!  I am very grateful for the coaching I receive at HREU….Tim and Julie, thanks for being there for us!

Laura
Laura Francis Hopper Real Estate 626-815-2600

Dear Tim and Julie,

I am a Realtor Coaching student enrolled in Agent REO Secrets. I’ve been doing short sales and BPO’s  since 2007, and have been successful, but when I signed up for Harris University in June of this year, my confidence took a huge jump…..

I now have a clear cut system and am able to provide my clients with the comfort and confidence they need to get through their difficult circumstances.

The most heartwarming situation was when I received a referral from another agent of a young woman with two children whose husband just walked out on his family and  was in trouble with her mortgage.  After using up all her savings she was no longer able to keep up…….

Thanks to your education, I was able to price her home right, received an offer within 4 weeks and was able to successfully negotiate the short sale approval with the lender.  She hated to leave her home, but because I was able to clearly explain to her the process,  she was able to confidently find another home to rent right in the same neighborhood with the same schools for her children.  She needed a lot of TLC which I was happy to provide and in the end, she was a happier, more relaxed mom.

Thanks for all your tireless work in providing us with all the info we need as this crazy market continues to unfold.

Linda Shreck

Principle Broker

SellnHomes.com Realty

E-Mail:  JustSold@SellnHomes.com

Office:  540-727-0406

Cell:  703-980-7155

Remember, send us your brief story how you helped someone using the knowledge you gained at HREU and you may win a FREE Digital Video Camera. At least one Video Camera will be awarded per week….send your story to CoachTimHarris@gmail.com

Here is a submission from Agent Short Sale Secrets Realtor Coaching student, Jim Feeney.

Hi Tim

My success story is I joined the short sale program a couple of months ago. I was doing a few short sales but saw the need and so I wanted more training and joined HREU. I started to get a few more listings but wasn’t closing very many. Presently I have 16 listings. 6 pending for about 1.2 million. Still having trouble getting closings I had a coaching call from you, basically you told me I was being too nice with my sellers. I immediately got on the phone got two to accept the offers so right now I have 3 bank approved deals for this month. My goal is to close 6 in December. Thanks

Also in talking it up to the owner of my franchise he signed up for the REO class.

Professionally, Yours

Jim Feeney

Jim Feeney

jim@teamfeeney.com

www.teamfeeney.com

941-376-0333  Cell

941-925-8405  Fax

Short Sale Specialist

Get ready for what is coming…

Transunion is predicted that the proportion of consumers with mortgages that are 60 days or more past-due will hit 7.17% in the fourth quarter of 2009.

That would be the highest level reached since the Chicago credit bureau — which is releasing the data on Tuesday — first started tracking these statistics in 1992. It compares with an expected delinquency rate of 4.67% at the end of 2008.
[higher delinquencies]

“There are a lot more loans that will be resetting throughout 2009 through 2011,” says Ezra Becker, principal consultant in TransUnion’s financial-services group, who notes that rising unemployment and depreciating home values are other contributing factors. “There may be an ongoing flow of consumers who may now be able to pay their mortgage but may not be able to a year from now.”

Its not too late to send us your HREU December To Remember success story. Remember, send us a brief story about how your helped someone using the knowledge you gained from Harris Real Estate University.  Send your submission to CoachTimHarris@gmail.com. If your story is selected…you will win a FREE DIGITAL VIDEO CAMERA!

Here is Kevins submission…

Dear Tim & Julie,

The wonderful successes I have been experiencing since joining HREU have continued to pile up!  Yes, getting a million plus dollar short sale listing my first week as a student, currently having over $50,000 in pending commissions and being invited to do a 30 minute PSA about short sales on the largest Spanish radio station in Idaho have all been phenomenal, I must say there are a few additional experiences that have really stood out.  To date, since becoming a certified short sale specialist with HREU, I have successfully been able to help 3 different families avoid foreclosure as a direct result of my actions.  Those actions were a direct result of what I know how to do because of my training with you at the university!  That is 3 families (and counting) that now have a brighter and more secure future knowing that they have dodged the bullet of foreclosure thanks to my help.  Consider this; I knew none of this just six months ago!  My business is fun and rewarding and the momentum is exciting.  I have just brought on an associate to handle specific tasks due to our growth.  I am grateful to have crossed paths with you and look forward to many exciting things to come!

CHEERS!

Sincerely,

Kevin M. Hall

Prudential Jensen Real Estate

Real Estate…Results.

HREU Certified REO & Short Sale Specialist

208-340-2823 DIRECT

Hablo Español / Servicio Completo en Español

www.BoiseHallProperties.com

In the past hour or so we have received a handful of submissions…Remember, its easy to participate..send us a brief story about how you helped someone using the knowledge your gained at HREU. Every Friday we will review all the submissions and the choose a winner for that week. The winner will get a Free Video Camera! Send your submission to CoachTimHarris@Gmail.com

Here is a submission from HREU Agent REO Secrets Realtor Coaching student..Scott G. Walters from Salem, Utah..

I ordered your reo system last month.  This is an area that I truly want to excel in.  I hired my brother-in-law two years ago.  He was doing great until the market caught up to us here in Utah.  He had started to search for other jobs to pay the bills.  I saw the opportunity of quick cash doing BPO’s while we began to work into the REO business as a great opportunity to keep him in the business.  We have done 40 BPO’s since then.  Not tons of cash, but enough to alleviate some of the immediate cash flow problem for him and also serve to reenergize him to stick with this great opportunity.  We also picked up a short sale home today.  Thank you for the education.

Scott G. Walters

Best USA Realty, Inc.

Broker, PLM, ABR, GRI, CRS

P.O.  Box 1274

Salem, Utah 84653

801-361-4860

www.scottgwalters.com

So, for the month of December..we are giving away FREE VIDEO CAMERAs!

Winning is easy:

1) Send us an email describing how you helped someone using something you learned at HREU. Could be a story about anyone whom you were able to help….in anyway. Send us a brief paragraph (or longer if you wish).

2) Email your submission directly to coachtimharris@gmail.com

3) Every Friday we will select that weeks winner. The winning submission will be featured on this blog along with the agents contact info. We reserve the right to give away more than one camera per week….feel free to submit as many times as you would like.

Here is a picture of the camera we will be sending to YOU…